Employment Practice Liability Insurance

Employment Practices Liability Insurance (EPLI) provides protection in respect of legal costs and expenses, as well as court awards for a wide range of employment practice violations including unfair dismissal or discrimination on grounds of sex, race, disability, religion, belief or sexual orientation. It also covers questionable or unfounded allegations which can be just as costly to defend.

In recent years there have been a number of new laws and directives focussed on employee protection including: -

As a direct result of this, as well as some high profile cases, the potential for actions raised by dissatisfied employees against their employer has increased dramatically. We now live in a litigation-conscious society in which employees are far more aware of their rights. If they feel these rights have been breached or undermined by their employer then they are prepared to take legal action.